High Interest Saving Account - UK

It is now finished the time when the best Interest Rate was always under the Bank of England Base rate. Many high street banks are now offering high interest rate on saving accounts. It is quite common to see financial institutions offering 0.25% above the UK base rate on the first year. But wait, there is even better with ICICI BANK offering an amazing 5.10% AER. Alliance & Leicester is even given you 6.50% (up to £2,500) if you switch your current account to one of their Premier Account with a linked Premier Regular Saver.

See our saving account comparison table

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CTF: Children Trust Fund

The Government is giving each newborn child a voucher worth £250 when their parents register for Child Benefit. This must be used to open an account – called a Child Trust Fund (CTF) account – on the child's behalf. You, your family and friends can all then add to this account.

See more details here with the Children's Mutual Fund

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Get a Cheap UK Mortgage

True. Getting a mortgage in the UK is not as easy as it used to be. Banks are now looking more carefully before lending some money. Self certification mortgage is getting extremely more difficult to get, but not impossible.

New products are starting to emerge and it worth having a look at it: "Houseshare" Mortgage where friends join forces to get onto the property ladder.

Some UK mortgage which were "under used" are now product to be considered: Offset mortgage or Buy Abroad Mortgage for instance. Check the mortgage deals for first time buyers

Compare mortgages by clicking here

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Car Insurance deal: best quote, benefit & incentive

Motor Insurer are all competing hard to get your custom. And who knows best how to grab your business than Tesco. Did I just write that ? Well, yes. I know that Tesco does not come to most people's mind when it comes to motor insurance, but yet they are achieving some amazing results in terms of customer satisfacion with their insurance products. Here is why:

• FREE MOT
• Multicar discount
• Up to 50% discount for named drivers
• 15 Point Car Safety Check included
• 15% off a full car service
• 10% off on all mechanical repairs
• 1 Clubcard Point for every £2 you pay on your Tesco Car Insurance Premium.

Kwik-Fit is also offering some very good incentives on car insurance:

• 10% discount at Kwik-Fit Autocentres
• Guaranteed courtesy car
• Full glass cover
• Hire car if your car is stolen
• £150 Personal belongings cover
• Save £100 on a Sat Nav
• 24/7 accident action line

See our Car Insurance Comparison Table

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Best UK Broadband Internet Offer

Need some help choosing your broadband provider ? Tired of paying BT a landline you don't even use. The Post Office Broadband Internet includes the phone line rental.

- includes line rental (No BT Landline Subscription)
- inclusive weekend and evening calls to UK landlines
- inclusive weekend calls to UK mobiles and the top 20 international destinations
- no minimum term contract internet broadband
- FREE Wireless Router
- Highspeed broadband connection
- FREE set-up and connection
- Email protection plus PC security suite with parental controls
- Up to 8Mbps download speed
- 5 free email addresses
- 50MB of personal web space
- 24/7 technical support (UK based customer service)
- 10% discount when you call any of 10 'Loved Ones'
- free 60 minute calls to 'Loved Ones' on birtshdays and Christmas Day.

Check the Post Office all inclusive Internet Offer

or

Check our Broadband Internet Comparison table and make up your mind

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Travel Money. Best Currency Rate & Travel Insurance

We all know that they all know. The banks and all the travel businesses know that travellers are all laid back when it comes to money. We spend, we spend, and what the problem if it cost more than usual...we are on holidays. Well...it does not have to be that way, and a savvy travellers should be aware of the following products:

The prepaid currency Mastercard

The prepaid Euro or US$ Currency card from Mastercard is an excellent way to keep control of your spendings while on holidays. The prepaid € or USD card is not only offering a very attractive exchange rate, but it also work like a regular prepaid top up card. You load it and you spend. For more information on prepaid credit card, check our prepaid card comparison table.

Travel Insurance

Like most insurances, it is totally impossible to recommend you one particular travel insurance as everything depends on your circumstances.

• Are you travelling alone ?
• Are you travelling with kids ?
• Are you expecting to practice some extreme sports
• Are you visiting a country at war ?
• Are you travelling to the West Indies during the hurricane season
• Do you want to be covered for the loss of your luggages ?

And the list of questions can go on for ever. There is no doubt that a travel insurance is HIGHLY RECOMMENDED, but you should ask yourself what you need it for first !

Visit our Travel Insurance Comparison table and make up your mind

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Switch Utility Supplier for cheaper Gas & Electricity

According to MoneySupermarket.com, energy prices are set to increase by a further 20% in the coming weeks following EDF's move to increase bills late last week. This is the second round of price hikes this year and now means UK consumers could be faced with massive energy bills of £1,300 a year!!! That's a £400 increase since the start of 2008. In order to protect your bills, consumers are encouraged to apply for a "fixed" tariff. These products may have limited availability and so act quick to avoid disappointment.

The table below shows the products currently available from each of the BIG 6 UK energy providers.

Alternatively, for those looking for the cheapest possible deal and who are willing to take a risk against further increases, "online" products are offering average annual bills of £880. However, consumers must be aware that these products are variable and therefore at risk to price increases.

Compare Electricity suppliers - Compare Gas suppliers - Compare Energy providers

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Wedding Insurance Policy

The average wedding nowadays costs over £18,500 - a major financial commitment that can be safeguarded with a Wedding Insurance Policy. You'll want to ensure that all your hard work leads to a memorable occasion. Unfortunately, however carefully you plan, things can and do go wrong, which is why marriage insurance is vital. No matter whether wedding dress shops go out of business or events have to be postponed or cancelled due to accident or illness, a wedding cover policy will give you peace of mind. That's why more and more couples are including wedding insurance as an essential part of their wedding plans. Wedding Insurance Cover start at only £27.50

Visit our Wedding Insurance Comparison table and make up your mind

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Health Insurance Policy

The average wait for an outpatient appointment with the National Health Service in England is nearly seven weeks. Many people instead opt to take out a private health insurance policy, which will cover the cost of private medical treatment in the case of curable or short-term medical conditions. Health insurance provides the policyholder with the guarantee that treatment will be available as soon as they fall ill or injure themselves. Private health insurance should not be regarded as an alternative to the National Health Service (private hospitals are generally not equipped for casualty situations), but it will ensure that you get care more quickly, at a time and place that suit your needs. Private health insurance opens up a range of healthcare options.

Check our Health Insurance Comparison table and make up your mind

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Home Insurance Compared

Thanks to Nationwide, consumers can now save 30% on their Home Insurance when they buy buildings and contents cover together online! In addition to this great saving Nationwide will beat what you paid last year - or refund the difference up to £100.

For this offer and more, Check our Home Insurance Comparison table and make up your mind

Another very tempting incentive is Tesco Home Insurance offering £50 cash back + 35% online discount. Find out more

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